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Medicare Insurance Rates Website Privacy Policy – Your Privacy Rights

This Privacy Policy applies to the sites and apps where it appears. This Policy describes how we treat personal information on the websites and apps where it is located. Your use of this website indicates that you agree to our collection, disclosure, use, of your information as described in this Privacy Policy. This includes Medicare Insurance Rates auto, home and life insurance services. It also applies to our mobile sites and apps.

We collect information from and about you

Contact information: We might collect your name, street address, phone number or email address if you register on our site or in our app.
Information you submit or post: We collect the information you post in a public space on our site and when you contact us.
Demographic information: We may collect information like your gender, age, date of birth, marital status and zip code.
Service-specific information: Depending on which services you're interested in, we collect additional information about vehicles, homeowner status, occupation, medical history, etc.
Usage and device/location information: We collect information about your browser, location (including precise location), device identifiers, and driving habits if you use our mobile app.

We collect information in different ways

Directly from you when you use our website, request insurance information or register for our app
Passively through tracking tools like browser cookies and web beacons
From our mobile apps, including location information in the background
From third parties including insurance providers, credit reporting agencies and social media platforms
By combining information from different sources

We use information as disclosed and described here

To respond to your requests or questions about insurance products
To improve our products and services and customize your experience
For security purposes to protect our company, customers, websites and apps
For marketing purposes including special offers and advertisements
To communicate with you about your account, feedback, or policy updates
To calculate a driving score if you use our app
As otherwise permitted by law

We may share information with third parties

With service providers who perform services on our behalf
With our business partners who may send you information about products and services
With insurance companies that may use your information to provide offers
When required by law or to protect ourselves, such as responding to court orders
With any successor to all or part of our business
Some information may be viewable by other users if you use our app

You have certain choices about how we use your information

You can opt out of receiving our marketing emails by emailing info@medicareinsurancerates.us
You can request that we stop sharing information with third parties for their marketing purposes
You can control cookies and tracking tools through your browser settings
You can control location services and push notifications on your mobile device

YOUR CALIFORNIA PRIVACY RIGHTS

California residents have certain rights under the California Consumer Privacy Act (CCPA) and the "Shine the Light" Law:

Right to request information about personal information we've collected, sold and disclosed
Right to request deletion of your personal information
Right to opt out of the sale of your personal information
Right to be free from discrimination for exercising your CCPA rights

To exercise these rights, visit our "Do Not Sell My Info" webpage or call us.

We may update this Policy

From time to time we may change our privacy policies. We will notify you by email or by means of a notice on the website or app of any material changes to our Policy as required by law. We will also post an updated copy on our website. Please check our site periodically for updates.

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TPMO Disclaimer:
We do not offer every plan available in your area. Currently we represent 6 organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

FCS Disclaimer:
Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS] and/or Prescription Drug Plan organizations that are contracted with Medicare. Enrollment depends on the plan's contract renewal.

OEP/SEP Disclaimer:
Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period.

General Benefits Disclaimer:
Not all plans offer all available benefits. Benefits vary by carrier, plan, and location. Deductibles, copays, coinsurance may apply. Allowance amounts cannot be combined with other benefit allowances. Limitations and exclusions may apply. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period.

Aetna Disclaimer:
To send a complaint to Aetna, call the Plan or the number on your member ID card. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048, 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.